Get ₹-5K to 50K Instant Personal Loan Online App & Easy simple squire Online process with Phocket - Instant Access to Cash

Without Document Instant Personal Loan Online App & Easy simple squire Online process

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Application Link

 personal loan

Phocket is India’s most preferred AI based Instant Personal Loan, Instant Cash and Advance Salary Loan App for Salaried Professionals at the lowest interest rates with No hidden costs, 100% transparency and No collaterals. We are accessible both via Mobile App and Web ( . 

The application process is super convenient, hassle-free and can be filled within 10 minutes. Documentation requirement is also minimal, Approvals are done instantly for completed applications and money is transferred directly to the bank account of the applicant.


👉Salaried Professionals above the age of 20 years.
👉Minimum take home salary of Rs. 20,000.

Documents Required:

🔸Address Proof (Aadhar, Passport, Driving License, Voter Id, etc)
🔸PAN Card
🔸Last 3 Months Bank Statement
🔸Last 3 Months Salary Slip

Available Cities:

✅Delhi and NCR
✅Greater Noida

Key Highlights and Features: 

🔸Amount ranges between INR 5,000 and INR 1,00,000
🔸Lowest Flat Interest Rates - 24% to 30% p.a. translating to 2% - 2.5% per month
🔸Flexible Repayment Loan Tenure between 7 and 110 days

🔸Flexibility to opt for 1, 2 or 3 Repayment EMI(s)
🔸Instant Approval and Disbursement*
🔸No Collaterals, Fully Automated and Paperless* 
🔸Easy Online Process, Fast and Reliable services
🔸100% Transparency and No Hidden Charges
🔸No Archival/Storage of customer’s documents after loan disbursal or rejection
🔸Instant cash transfer in the provided bank account
🔸No Prepayment Charges
🔸Multiple Repayment Options - UPI, Direct Bank Transfer, Paytm, PhonePe

Data Security & Privacy:

🔒All the data is transmitted using secure HTTPS protocol
🔒All the transactions are secured via SSL encryption
🔒Implemented Multi-Level Authentication and Authorization to make the app Ultra Secure

🔒Got our App audited from a top Security and Audit Company
🔒Do not archive/store customer data for rejected applications

Approval Process:

✔Instant Personal Loan Approvals happen instantly
✔For first time users (new customers), after the loan approval, the physical verification is a necessary requirement before the loan disbursal. So our field executive visits the applicants home/office (location preferred by the applicant) for the signing of a loan agreement and collection of security cheque
✔For subsequent approvals (repeat customer), the process is fully automated and paperless
✔Loan amount will be transferred directly to the provided bank account of the applicant


🏆Moment of Fame at the Nasdaq Tower at New York's Time Square for successful disbursement of 2,500 loans.

🏆Shortlisted to represent India as an exhibitor at the Singapore Fintech Festival 2018 - the World's largest event for the fintech community.
🏆Covered by Yourstory (
🏆Adjudged Startup of the Year at YMCA MOB Business Summit and GBM 2018

Contact Us:

For any kind of help or support, feel free to send an email to or call us at +918010700600


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