Poonawalla Fincorp Personal loan with PAN & Aadhar card/ Poonawalla finance se loan kaise le

Poonawalla Fincorp Personal loan with PAN & Aadhar card 

Poonawalla Fincorp Limited, known earlier as Magma Fincorp Limited is a Poonawalla group non-banking finance company that focuses on consumer and MSME financing. We offer a diversified product suite to address the growing financing needs of the retail financing and the enterprises.

Poonawalla Fincorp Limited, stand for Passion, People, Purpose, Principles and Possibilities. We do what we do with earnest integrity and passion, ensuring best-in-class service to our customers. Our people work with a single objective of bringing that smile to your face. Driven by principles, we believe in having complete transparency in our dealings as we understand and cherish the trust customers bestow upon us. 

Poonawalla Fincorp Limited is a Mumbai based non-banking financial company registered with the Reserve Bank of India as an Asset Finance Company with registered office in Kolkata. The company operates more than 295 branches in 22 states and a union territory and has a strong presence in rural and semi-rural India.

Through deep investment in technology and innovation at the core, we strive to create endless possibilities each time and partner in the growth journey of our customers. We believe that good is the enemy of great. Hence, we strive for business excellence and setting up new benchmarks.

Poonawalla Fincorp Personal Loan Details

Know all about the loan offering
Fulfilling your every aspiration is just a step away with our customized Personal Loan offering. It is an unsecured loan that lets you avail funds without any security/collateral. Be it for planning a dream wedding, financing the ideal vacation plan, renovating your home, taking care of medical emergencies or any other urgent financial need, our tailor-made Personal Loans makes it all possible at an attractive interest rate and flexible repayment tenure.

or all your financial needs, apply for the loan online and enjoy easy approval with minimum documentation, all at your convenience. You can calculate your personal loan EMI and apply for a loan amount that suits your pocket by paying the loan in affordable EMIs.

Why choose Poonawalla Fincorp Personal Loan?

1. Higher loan amount of up to ₹30 Lakhs.
2. Complete transparency with no hidden costs.
3. Simple and minimal documentation process.
4. Attractive and competitive interest rates.
5. Zero Foreclosure or Pre-payment charges.
6. Quick approval and easy disbursal.

Features & Benefits of a Personal Loan
Explore the best-in-class offerings
Whether you wish to fulfil a long-awaited dream or have an urgent financial need, our Personal Loan helps you do it all with a host of best-in-class benefits.

Benefits of Loan
1. Multi-purpose high loan amount
We provide customized Personal Loans up to ₹30 Lakhs, so you can fulfil your every big or small needs with ease.

2. No collateral/security
As it is an unsecured loan, you don’t have to worry about providing any collateral for security.
3. Attractive interest rates
Our Personal Loan Interest rates are affordable and competitive, making it a smart choice to fulfil your needs.

4. Minimum documentation.
The documents required for Personal Loan are minimum and easy to share, making it a loan which is hassle-free for you.

5. Quick approvals
To ensure you meet your financial needs easily, we have a quick and easy process and provide you with instant loan disbursal.

6. Flexible repayment tenure
You can choose a flexible repayment tenure of up to 60 months as per your convenience.

7. No hidden charges
We believe in complete transparency, so you get a loan with easy-to-understand conditions with no hidden costs.

8. Zero foreclosure/pre-payment charges
You can repay or foreclose your loan before the loan tenure without any penalty.

9. Easy and hassle-free process
With our simple and completely online process, you get your loan easily at your convenience.

Personal Loan Eligibility & Documents of Poonawalla Fincorp
Know the essentials before applying for a loan
We offer a flexible and quick Personal Loan to help every individual meet their financial needs. Check your eligibility and list of required documents below.

Poonawala fincrop personal loan in all india

Know your Eligibility Criteria loan in 
Criteria Requirement Poonawalla Fincorp

1. Age :
       Age Should be minimum 22 years at the time of loan application and maximum 58 years at the time of loan maturity.
2. Experience
    Total experience of minimum 1 year with 2 months’ stability with your current employer
3. Income
     Minimum net monthly salary earning of 20,000 is required.
4. Employer Category
     Applicant must be FULL TIME employed with LLP / Private Limited / Public Limited Company
5. Citizenship
       Only individuals with Indian Citizenship can apply for this loan.

Documents Requirement Poonawalla Fincorp Personal Loan

1. KYC Documents
PAN Card / Aadhaar Card.

2. Current Address Proof
        Electricity Bill / Rent Agreement / Passport.

3. Income Documents 
       Latest Month Salary Slip.
4. Bank Account Statement
        Original PDF Salary Credit Statement for latest 3 months.

5. Employment and Qualification Proof Degree Certificate – 
        For Professionals (CA/CS/Doctor).

Poonawala fincrop personal loan repayment process

Personal Loan Interest Rate & Charges of  Poonawalla Fincorp
Know all the charges and costs applicable
1. Interest rate
   multi-purpose Personal Loan, you can get ready to fulfil every need with one of the lowest interest rates in the industry starting at 9.99%. Your loan interest rate offer greatly depends on your loan eligibility, credit score, and other criteria. You can calculate your EMI with our Personal Loan EMI Calculator.

2.Pre-payment charges
No charges are applied upon foreclosure of your loan any time before the fixed tenure provided it is closed from owned funds*.

3. Loan processing fees
Starting from 0% up to 2% Plus taxes

4. Late payment penalty
Rs. 500 bouncing charge (per bounce) + taxes as bouncing charges. 2% penalty will be levied on the unpaid overdue interest if any. (this is a monthly charge).

Poonawalla Fincorp customer number:
Timing 9:00 AM to 7:00 PM
Monday - Saturday (Closed on Sundays & Public holidays)

Poonawalla Fincorp corporate office :
601, 6th floor,
Zero one IT park,
Sr. No. 79/1,Ghorpadi,
Mundhwa road,

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