IDFC Bank FIRST Loan- Get 1 Lakh to 5 Lakh instant personal\Durable Loan with IDFC FIRST Bank – Loan App

Get 1 Lakh to 5 Lakh instant personal, Durable Loan with IDFC FIRST Bank–Loan App

personal loan

Application Link

personal loan

Welcome to the IDFC FIRST Bank – Loans App, your one stop solution for most of your loan financing needs. For existing loan customers of IDFC FIRST Bank, this app eases most of your servicing needs such as loan account details, loan statements, raise customer service requests. You can easily see outstanding dues if any, & such outstanding EMI or overdues can be paid instantly using this app. 

IDFC FIRST Bank customer id & password & get access to host of features like:

- Check your Loan Account Status
- Calculate your EMI 
- Pay your EMI online
- Raise a Service Request
- View Latest Offers
- Apply for Instant Loans
- Track your Loan Application

With IDFC FIRST Bank, you can apply for the following loans: 

Business Loans: 
      Apply for MSME loan from IDFC FIRST Bank to meet your short term working capital needs, or long term loans. 

Loan Against Property: 
      IDFC FIRST Bank’s Loan against Property allows you to borrow by mortgaging your property as collateral. 

Personal Loan: 
      No matter what your financial needs are - unexpected expenses, a medical emergency, school or college admission; whatever the occasion, IDFC FIRST Bank Personal Loans can help you meet your needs.

Consumer Durable Loan:
(short term loans for <1 year, no prepayment or foreclosure charges) : Apply for EMI loans without a credit card with 0% interest & low down payment with IDFC FIRST Bank. 

Consumer Durables Financed by IDFC FIRST Bank are: 

  • Air Conditioner
  • Audio System
  • Home Theatre
  • Invertor
  • Kitchen Appliances
  • Microwave
  • Television
  • Refrigerator
  • Washing Machine
  • Desktop
  • Digital Camera
  • Laptop
  • Smartphone
  • Tablet

Two Wheeler Loan:
      Own your very own bike or scooter without any hassle with IDFC FIRST Bank

Pre-Owned Car Loan: 
        Your dream of owning a car can now become a reality with IDFC FIRST Bank’s quick & easy finance

We at IDFC FIRST Bank are committed to serve you & will always strive to maintain the trust you have placed in us.

Personal Loan Eligibility Criteria:

A Personal Loan can finance your needs without having to wait for capital to accumulate. We establish eligibility criteria for a Personal Loan based on few simple parameters. Your credit score and existing borrowings are also assessed to determine your repayment capacity.

Self Employed Individuals:

1. The business must have been in existence for a minimum period of 3 years 2. The company’s profit after tax (PAT) for the last two years should be positive 3. Minimum Age: 28 years; Maximum Age: 68 years, at the time of loan maturity

For Salaried Individuals:

Minimum Age: 23 years; Maximum Age: 58 years, at the time of loan maturity

Apply For Personal Loan Online

1. Online Application
You can apply for a personal loan online by filling a form on our website. If you apply for a personal loan online, we will tell you about your eligibility instantly.

2. Document Submission
Our relationship manager will fix up an appointment to come to your premises and collect the requisite documents for quick personal loans.

3. Verification
After your documents have been collected, we will verify your personal loan application; this may involve a personal discussion with you.

3. Approval & Disbursal
If the reports are satisfactory after verification, your loan will be approved and the money will be deposited in the same bank account for which the statement has been provided.

Post a Comment

Previous Post Next Post