Upwards इंस्टेंट पर्सनल लोन 2 लाख आधार और पैन कार्ड से Quick Loan, Instant Loan At Low Interest & Low EMI
Application Link: https://play.google.com\
Upwards is a RBI registered NBFC committed to offering personal loans to salaried professionals. We stand for catering to your personal financing needs in an easy way by adding technology to the loan buying process, thereby providing you instant access to funds in a simple and transparent way.
Upwards have been successful in building advanced data science-driven underwriting algorithms that help us aggregate data from different mediums and generate a credit report with over 500 data points available. Thus, with us, you don’t have to worry about the complex loan process and long turnaround times. We fill up in your pocket in the form of an app that allows you to apply and get a loan instantly.
💰 Upwards is India’s quickest personal loan provider for salaried individuals looking for short-term loans between Rs.15,000 - Rs.1,00,000. 💰
We provide hassle-free personal loans to all job profiles like teachers, software engineers, accountants, retail store employees, nurses and more who draw a minimum salary of Rs.15000.
🎯 Why Upwards - Quick Personal Loans?
✔️ Quick approvals on personal loans
✔️ Loans amount from Rs 15,000 - Rs 1,00,000
✔️ Loan tenure ranges from 6 months - 3 years
✔️ No collateral required
✔️ Online EMI Calculator: Calculate EMI based on your loan amount, interest rate and loan tenure
✔️ Minimal Paperwork. Everything from the mobile app.
✔️ PAN, Bank Statement and Salary Slips are the only documents required.
✔️ Quick loan disbursal. Unlike banks, we disburse loans within 1 - 2 Days
✔️ Minimum foreclosure and prepayment charges
✔️ Special interest rates for salaried women
✔️ In-App Chat Support
🔐 Security & Protection of Privacy:
- Protection of your privacy and your data security is a top priority at Upwards. Our technology complies with mandated security standards and robust protocols which have been tested and certified.
👍 Eligibility:
- Salaried employee with a minimum salary of Rs.15000 per month
- Age above 21 years and below 50 year
🏠 Personal Loan Available In Cities:
- Mumbai, Pune
- Delhi, Gurgaon, Noida
- Bengaluru
- Chennai, Coimbatore, Tirupur
- Hyderabad, Secunderabad, Ranga Reddy
- Ahmedabad
- Jaipur, Indore
- 30+ more cities
🤝Upwards Quick Personal Loans are for:
- Home construction and renovation
- Family functions & weddings
- Self-improvisation (Skill-training course fee financing, job-related purchases etc.)
- Medical emergencies
- Travel
- Two-wheeler purchase
- Electronic Purchases
- Multiple loan consolidation
📲 How does Upwards work?
- Download and login
- Fill in your loan requirements and employment details
- Upload your KYC Docs, AADHAAR, PAN and photograph
- Sit back and relax
- Approval will be communicated within 48 hours of document submission
- After that, we will process the loan agreement and you will get loan amount
- That's it! You need to pay your EMIs on the due dates once the loan is disbursed.
✔️ Loan Approval Criteria:
- Income-to-Expense ratio
- Demographics (Age, Marital status, Education etc.)
- Professional experience (tenure with the current employer, job stability, total work-ex etc.)
- Credit Score/ CIBIL Score should be above 625
- Purpose of your loan and its genuinity
❌Your loan will be rejected if:
- You Provide false information about your income and obligations
- Apply for an amount which you cannot afford and comfortably repay
- Mismatch of information provided by you on our app and during tele-verification
- Past EMI payment (Credit) history is not up to the mark.
💰 Key Points:
- Interest Rates maximum from 18% to 32% per annum as per CIBIL score
- Processing Fee: upto 2% of loan amount
- Repayment Period: 6 months to 36 months
- For a loan of Rs. 30,000 at 18% interest for 12 months your one time processing free will be Rs. 600 and monthly EMI will be Rs. 2750
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